Terms of Service

Effective date: 16.06.2026 Last updated: 16.06.2026

1. Who we are and acceptance of these Terms

FX Monitor (the "Service"), available at https://fx-monitor.com, is operated by FXMON PTE. LTD., a private company limited by shares incorporated in the Republic of Singapore (UEN 202625254E), with its registered office at 68 Circular Road, #02-01, Singapore 049422 ("FX Monitor", "we", "our", or "us").

By accessing, registering for, or using the Service, you ("you", "User") agree to be bound by these Terms of Service (the "Terms"). If you do not agree to these Terms, you must not use the Service.

These Terms apply to all Users of the Service, including holders of free and paid accounts.

2. Eligibility

You must be at least 18 years of age and have the legal capacity to enter into a binding contract to use the Service. By using the Service you represent and warrant that you meet these requirements. The Service is not directed at, and may not be used by, persons in any jurisdiction where use would be contrary to applicable law.

3. Description of the Service

FX Monitor is a web-based data-analytics and visualisation platform. It connects to MetaTrader 4 (MT4) and MetaTrader 5 (MT5) trading accounts that you authorise, retrieves your own historical and live trading data, and presents that data in a structured format for review. Features may include account performance dashboards, equity tracking, trade-history analysis, portfolio analytics, backtest analysis, strategy comparison, Monte Carlo simulation, alerts, and an AI assistant that operates on data you supply.

The Service is an informational and analytical tool only. It does not execute, place, or modify trades, does not manage funds, does not hold client money, and does not access broker login credentials.

4. No financial, investment, or trading advice

The Service does not provide financial, investment, legal, tax, or trading advice, recommendations, opinions, forecasts, or trading signals of any kind, and does not solicit or encourage any person to enter into, exit, or modify any trade or transaction. Nothing made available through the Service constitutes a recommendation to buy, sell, or hold any financial product.

All AI-generated outputs operate exclusively on data supplied by you and serve only to help you locate and review information within your own trading history. The Service does not generate forward-looking advice.

Trading in foreign exchange and other financial instruments carries a high level of risk. Past performance is not indicative of future results. You are solely responsible for your own trading and investment decisions and should seek independent, licensed professional advice where appropriate. FX Monitor is not licensed as a financial adviser and does not hold itself out as one in any jurisdiction.

5. Account registration and security

To use the Service you must register an account and provide accurate, current, and complete information. You are responsible for:

• maintaining the confidentiality of your login credentials and any API keys issued to you;
• all activity that occurs under your account; and
• notifying us immediately at corp@fx-monitor.com of any unauthorised use of your account.

We may suspend or terminate accounts that violate these Terms or that provide false or misleading registration information.

6. Connecting your MetaTrader account

To connect a trading account, you may use our Expert Advisor (EA) or API integration via a personal, read-only API key found in your profile settings. By connecting an account, you:

• grant FX Monitor read access to your trading data (balance, equity, open positions, trade history, and performance metrics);
• confirm that you are the authorised holder of, or have permission to connect, that account; and
• acknowledge that FX Monitor does not store or transmit your MT4/MT5 account passwords or broker credentials, and cannot place or modify trades.

All data received is used solely to provide analytics and display features within the Service, in accordance with our Privacy Policy.

7. Acceptable use

You agree to use the Service only for lawful purposes. You must not:

• use the Service to engage in or facilitate any illegal activity, fraud, or money laundering;
• attempt to gain unauthorised access to any part of the Service or its infrastructure;
• reverse-engineer, decompile, or attempt to extract source code from the Service, except to the extent expressly permitted by law;
• scrape, copy, resell, or redistribute data or content from the Service without our prior written permission;
• upload or transmit malicious code, viruses, or disruptive data;
• interfere with or place an unreasonable load on the Service; or
• misrepresent your identity or affiliation.

8. Subscriptions, billing, and our payment provider (Paddle)

FX Monitor offers free and paid subscription plans. Plan features and prices are described on our pricing page and within the checkout flow before you commit to a purchase.

Our order process and payments are conducted by our online reseller Paddle.com Market Limited and its affiliates ("Paddle"). Paddle is the Merchant of Record for all orders. This means that when you purchase a paid plan, you purchase it from Paddle, the Service is licensed to you by FX Monitor, and Paddle is responsible for processing your payment, charging applicable taxes (such as GST or VAT), issuing receipts, and handling billing-related customer service, refunds, and chargebacks.

By making a purchase you also agree to Paddle's Checkout Buyer Terms and Conditions (https://www.paddle.com/legal/checkout-buyer-terms). If you encounter any problem with your payment, you can contact Paddle directly at https://paddle.net.

For paid plans:

• fees are billed in advance on the cycle you select (e.g. monthly, quarterly, or annual);
• paid subscriptions renew automatically at the end of each billing cycle unless cancelled before the renewal date;
• you may cancel at any time, with cancellation taking effect at the end of the current billing period;
• we may change pricing on no less than 30 days' notice, with changes applying from your next renewal; and
• failure to complete payment may result in suspension or downgrading of your account.

Refunds are governed by our Refund Policy and by Paddle's policies. Please review the Refund Policy before purchasing.

9. Free plans and trials

We may offer a free plan and free trials of paid plans. We may modify, limit, or discontinue free features at any time. Where a trial converts to a paid subscription, you will be informed of the applicable charge during checkout, and Paddle will begin billing at the end of the trial unless you cancel beforehand.

10. Intellectual property

All content, design, software, trademarks, and materials within the Service are owned by or licensed to FXMON PTE. LTD. and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from them without our explicit written consent.

You retain ownership of your trading data. By using the Service, you grant us a limited, non-exclusive, worldwide licence to host, process, and display that data solely to provide and improve the Service in accordance with our Privacy Policy.

11. Public dashboards and shared content

If you choose to make a dashboard or performance data public or embeddable, you are responsible for the content you share. You can control what is shown, including hiding account numbers, broker names, and individual metrics. We are not responsible for how third parties use information you choose to make public.

12. Disclaimers

The Service is provided "as is" and "as available" without warranties of any kind, whether express or implied, including any implied warranties of merchantability, fitness for a particular purpose, and non-infringement, to the fullest extent permitted by law. We do not warrant that:

• the Service will be uninterrupted, timely, secure, or error-free;
• data displayed will be accurate, complete, or delivered in real time; or
• the Service is suitable for any particular trading strategy or decision.

13. Limitation of liability

To the fullest extent permitted by applicable law, FXMON PTE. LTD., its directors, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any trading or investment losses, loss of profits, loss of data, or business interruption, arising out of or in connection with your use of, or inability to use, the Service.

Our aggregate liability for any claim arising out of or relating to the Service shall not exceed the total amount you paid for the Service in the three (3) months immediately preceding the event giving rise to the claim.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited, including liability for fraud or for death or personal injury caused by negligence.

14. Indemnity

You agree to indemnify and hold harmless FXMON PTE. LTD. and its personnel from any claims, damages, liabilities, costs, and expenses (including reasonable legal fees) arising from your breach of these Terms, your misuse of the Service, or your violation of any law or the rights of any third party.

15. Suspension and termination

We may suspend or terminate your access to the Service at any time, with or without notice, for conduct that violates these Terms or that is harmful to other Users, to us, or to third parties. You may terminate your account at any time via your account settings or by contacting us at corp@fx-monitor.com. Sections that by their nature should survive termination (including Intellectual Property, Disclaimers, Limitation of Liability, Indemnity, and Governing Law) will survive.

16. Changes to these Terms

We may update these Terms from time to time. We will notify you of material changes by email or via an in-app notice. Your continued use of the Service after the changes take effect constitutes acceptance of the updated Terms.

17. Governing law and dispute resolution

These Terms, and any dispute or claim arising out of or in connection with them or their subject matter (including non-contractual disputes or claims), are governed by and construed in accordance with the laws of the Republic of Singapore. You irrevocably submit to the exclusive jurisdiction of the courts of Singapore for the resolution of any such dispute.

18. General

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will continue in full force. Our failure to enforce any provision is not a waiver of it. You may not assign your rights under these Terms without our consent; we may assign ours in connection with a merger, acquisition, or sale of assets. These Terms constitute the entire agreement between you and us regarding the Service.

19. Contact

FXMON PTE. LTD. 68 Circular Road, #02-01, Singapore 049422 Email: corp@fx-monitor.com Billing and payment enquiries: https://paddle.net